Australian Share Investing

Ever heard of the Rule of 72?
The rule of 72 is a shorthand rule-of-thumb for working out what interest rate of return you’ll need to achieve, to double a given sum of investment capital, in a given number of years.
Or, alternatively, to calculate how long it will take to double that sum of money at […]

You’re probably aware of the looming “baby boomer retirement crisis“. If not, the problem in a nutshell, goes like this…
Following the Second World War, there was a “baby boom” in the former allied nations. These victorious nations, looking forward to a future of peace and prosperity, were willing to raise large families and had a […]

I think the stockmarket should be an essential component of everyone’s investment and retirement strategy. But there’s probably two main things that put people off:

they think it’s too complicated, too hard to learn
they think it’s too volatile - one minute the market’s going up, the next it’s going down. What happens if there’s a crash […]

There are basically three traditional investment vehicles available to the individual investor - Cash, Property and Shares.
By cash, I’m referring to investment in a mutual fund, term deposit, and so on. With this type of investment we earn interest income, and that’s it. And even the interest is low - 4 to 10% and you’re […]

The Internet has really opened up the market to the regular bloke. I honestly think the most incredible change in the investment landscape over the last few years is the way that instantaneous stockmarket data - once only available to brokers and stockmarket professionals - is now available to anybody with a computer and access […]

Following up yesterday’s post on the property market situation, I just came across this by Robin Bowerman in Albury-Wodonga’s Border Mail - Pain in property cycle:
THE great Australian dream is turning into a nightmare for people looking for their first home.
In economic terms, first home buyers are caught in something of a perfect storm — […]

Despite the popularity of share investment in Australia (highlighted a couple of posts ago), traditionally Aussie’s have focussed on property investment as the number one way of securing their financial future. But the times, they may be a-changin’…
In this story, with the cutesy title It’s bye buyers as market is rent by Generation X, Sunanda […]